I recently came across an excellent site that laid out all the rules for setting up and using a health savings account. It gave everything from the type of High Deductible Health Insurance plan you need to be eligible to use an HSA to all the types of services and products that can be purchased using your account. You will also want to be sure to check out the HSA Contribution Limits as those change each year based on the rate of inflation we have had the previous 12 months.

It seems to me that these HSA plans could be very useful for helping people gain more control over their insurance expenses. In fact, after reading over the information found on this site you may consider contacting your HR person at work to find out if a Health Savings Account is an option that is available for you. Depending on the plans they offer and your families health care use it could save you lots of money over the coming years.